Preferred Lease is a no credit needed, alternative way to shop for the name-brand items that you want at the stores you want, without paying cash or using credit. After completing an easy application process, you will be approved instantly to begin a lease-purchase agreement that will allow you to get your merchandise right away for a low initial payment, then make affordable payments as you go.
*AcceptanceNOW and Merchants Preferred have both been industry leaders in providing no credit needed solutions since 2005. Now, we have combined the best of both companies to become Preferred Lease partnering with more than 3,500 local and national retailers across the country to give millions more customers like you the ability to shop for the products they want at their favorite stores. Discover how our combined power of fast approvals, affordable payments and flexible ownership options will help you enjoy brand-name items now, without credit.