Financing | Classic Home Furniture
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Special Financing Available
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Synchrony Financing

No interest if paid in full within promotional period. On purchase with your Synchrony Bank credit card. Interest will be charged to your account from the purchased date if the promotional purchase is not paid in full. Minimum monthly payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and after promotion ends, the promotional balance. For new accounts: Purchase APR is 29.99%, agreement for their applicable terms. Subject to credit approval.

Apply For Lease Preferred Lease
No Credit Check

Preferred Lease

Preferred Lease is a no credit needed, alternative way to shop for the name-brand items that you want at the stores you want, without paying cash or using credit. After completing an easy application process, you will be approved instantly to begin a lease-purchase agreement that will allow you to get your merchandise right away for a low initial payment, then make affordable payments as you go.

*AcceptanceNOW and Merchants Preferred have both been industry leaders in providing no credit needed solutions since 2005. Now, we have combined the best of both companies to become Preferred Lease partnering with more than 3,500 local and national retailers across the country to give millions more customers like you the ability to shop for the products they want at their favorite stores. Discover how our combined power of fast approvals, affordable payments and flexible ownership options will help you enjoy brand-name items now, without credit.

Progressive lease to own purchasing
No Credit Needed
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Progressive Financing

Our application process is NO CREDIT NEEDED meaning that our decision to approve you for a lease is based on more than simply your credit score. Go shopping for leasable items at your store of choice. Approvals are good for up to 90 days. If you need to step away for any reason you can resume your application or finalize your lease at any time.

*While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Leasing available on select items. Not all applicants are approved.

Okinus special financing
No Credit Check
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Okinus Financing

No credit needed financing is easy to get. There are very few qualifications and the typical standards for a traditional loan do not apply. Loans of this variety require the applicant to be at least 18 years old. Also, the applicant needs to hold an active checking account. This account must have been open for at least 60 days. The last requirement is income verification. The applicant needs to demonstrate that they earn $1200 or more per month.

*This type of financing provides shorter terms than traditional loans. For example, many furniture retailers offer loan terms up to 5 or 6 years. Many no credit loans require you to repay the loan in weeks or months. Some more flexible options offer terms of up to 24 months.